Jobs bill going in wrong direction

Some of you may have heard that there is a jobs bill that some politicians are trying to pass. I actually believe that a better way to create jobs is to put more pressure on banks or the Small Business Administration to make credit available to small businesses. Passing a jobs bill will cost tax payers money. The banks have money, thanks to the tax payers. Granted, most have paid it back, but we bailed them out when they screwed up, and now they are flush with cash.

I have heard experts talking about how banks are not giving loans out, virtually at all, to small businesses. I can understand being conservative, but many of these small businesses have borrowed and paid them back in the past. Sure, increase the criteria for borrowing, but don't make it unattainable. If banks would loan money, small businesses would have access to the money they need to expand, and hire people.